debt

Debt Settlement Plan

AI-generated debt-to-income analysis and personalised settlement vs. consolidation vs. bankruptcy recommendation, reviewed by an NFCC-certified counselor.

$149

flat review fee

~45 min attorney review

US jurisdiction support

Included in Phase 1 MVP

Guided intake and AI-assisted first draft
Attorney job queue and review editor
Secure status tracker and delivery link
Email notifications for request and approval

Your name

Your full legal name *

Total monthly take-home income (after taxes) *

Total monthly essential expenses (rent, food, utilities, transport) *

Total outstanding debt (all accounts) *

List each debt: creditor, type, balance, and monthly minimum *

How many months behind on payments (0 if current)? *

Significant assets (home equity, savings, retirement, vehicles)

Employment status *

Have you filed for bankruptcy before? *

State of residence *

What happens next

We create an AI-assisted draft, queue it for attorney review, and give you a secure status link.